Seeking an Insurance Consultant for a well-established, Commercial Insurance Agency!
Are you looking for a fantastic company to work for?
If you have professional stable sales / servicing experience from the insurance industry or another service oriented company.
Job Summary
The Insurance Consultant / Sales Representative / Territory Representative - all one in the same
Solicit new business and grow the client base through prospecting, cross-selling, referrals, cold calling, and telephone solicitation. Provide personal and professional service to clients.
Location - Irvine, CA
Primarily work from home, located within Northern/Central Orange County or South/Northeast Los Angeles County.
Job Duties
* Develop new clientele through networking and prospect-list development.
* Explain the features, advantages, and disadvantages of insurance policies.
* Negotiate coverage and premiums with carrier underwriters.
* Meet with clients online and their place of business to explain policy terms, analyze insurance programs, and recommend additions or changes.
* Calculate premiums.
* Customize insurance programs to address individual client risks.
* Sell insurance policies, including automobile, property, liability, workers' compensation, professional liability, and umbrella coverage.
* Interview prospective clients to understand their financial resources, insurance needs, property conditions, potential exposures, risk-management needs, and existing coverage.
* Ensure that policy requirements are fulfilled, including completion of required forms.
* Understand and follow company best practices.
* Inspect property to evaluate its general condition, construction type, age, and other risk characteristics.
* Process insurance applications, quotations, ratings, and cost estimates.
* Respond to emails within 48 hours and keep the inbox current, with no more than 50 emails carried over to the next workday.
Skill Requirements
Sales and Marketing
Knowledge of principles and methods for promoting and selling products or services, including marketing strategy, product demonstrations, sales techniques, and sales-control systems.
Technical Skills
Independent Work
Ability to identify and prioritize tasks with little or no supervision. Must be able to make independent decisions to achieve sales goals and maintain policyholder satisfaction.
Licensing Requirements
* Life, Health, Fire & Casualty license - Must be able to pass this requirement within a period of time
* CIC designation within seven years of employment
* Valid California driver's license
* Compliance with the company driving policy
Physical Duties and Working Conditions
* General office and computer work
* Travel to client locations as needed
* Constant standing, sitting, and walking
* Ability to comprehend written and verbal communications from clients and coworkers
Education
Licensing Requirements
Physical Duties and Working Conditions
Benefits
· Health Insurance (HMO or PPO)
· Dental Reimbursement
· 401k with employer match
· Vacation/Sick Days
· Paid Volunteer Days
· Company car with gas, maintenance, insurance included
Compensation
75k base - OTE $95,000 - $125,000 (with expected first-year commissions)
All qualified applicants will receive consideration for employment without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, medical condition, genetic information, pregnancy, or military or veteran status. We consider all qualified applicants, including those with criminal histories, in a manner consistent with state and local laws, including the California Fair Chance Act, City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, Los Angeles County Fair Chance Ordinance, and San Francisco Fair Chance Ordinance.